proof of funds letter template

Proof of Funds Letter

How do I write a proof of fund letter? What is included in proof of funds? Download this Proof of Funds Letter template now to learn more.

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Property Letters
.docx (0.02 MB)


A proof of funds letter is an official document that is commonly used by borrowers when making offers to purchase a property. The seller usually requests the proof of funds document before an offer is accepted and it certifies that the buyer or entity has the required funds. The document usually comes in the form of a statement issued by the institution where the purchaser’s money is being held, commonly a bank or other credit financial institutions.

What is included in proof of funds? 

There are different types of funds acceptable as proof of funds. A bank statement is the most known type, while a copy of a money market account balance is also acceptable in some transactions. These letters are usually required when purchasing a home or property, mortgaging a house, or making a cash down payment. A proof of funds letter includes the following criteria:

  • The name and address of the financial institution
  • The date of the statement and dates that the funds appeared in the accounts
  • An official bank statement which can be printed at the buyer's bank branch or sent as an online statement
  • Account descriptions and balance of funds in checking and savings accounts
  • Signature of an authorized employee at the bank, or a notary

Sample Proof of Letter:

To Whom It May Concern;

This letter is to certify that {{Principle Buyer’s Name, Owner / Partner of Principle Company Name}} has been banking with us since {{Year}}.

{{Principle Buyer’s Name}} has several related accounts with our bank under his control {{or power of attorney related to the accounts}} with current cash deposits of ${{Amount}} USD.

{{Principle Buyer’s Name and Principle Company Name}} are both very valuable customers of our Bank. Should you have any questions, please feel free to contact the undersigned at {{Bank’s contact phone number}}.

Yours sincerely,

By incorporating these elements, you can be sure of a good start. This Proof of Funds Letter template is ready-made, printable and customizable, which makes it easy to create your own look and feel, regardless of what industry you’re in. Just download this Proof of Funds Letter template in Google Docs, MS Word format and you are ready to go!

The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained this site constitutes a solicitation, recommendation, endorsement, or offer by Bizzlibrary or any third party service provider to buy or sell any securities or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.


Kristian Williamson(6/14/2022) - DEU

Good quality!

Bertha Blackwell(6/14/2022) - NZL

Thanks for the suggestions in your file

Michelina Berry(4/29/2022) - AUS

Very useful, glad to see it! *****

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